Licenses & Entities

Licensed across three jurisdictions.

PayTok Global Limited is the Hong Kong-headquartered group. Each licensed entity delivers PayTok products under local regulation in its market — building a single, borderless stack from three regulated rails.

European Union

SevenSeas

E-Money Institution (EMI)
🇪🇺

SevenSeas is our European EMI, incorporated in the Republic of Lithuania and authorized by the Bank of Lithuania (Lietuvos bankas) under PSD2. Licensed to issue e-money and provide payment services across the European Economic Area.

Regulator
Bank of Lithuania
Coverage
EEA · 27 countries
E-money issuance Payment services SEPA
sevenseasfinance.com
Hong Kong SAR

CBTIS

Money Service Operator (MSO) · TCSP
🇭🇰

CBTIS is our Hong Kong operating entity. The MSO licence is supervised by the Commissioner of Customs and Excise under the Anti-Money Laundering and Counter-Terrorist Financing Ordinance; the TCSP licence is issued by the Companies Registry and the Hong Kong Police.

Regulator
HK Customs & Excise · CR & Police
Coverage
APAC hub · HK / SG / BVI / Cayman incorporation
Money Service Operator TCSP HKD / USD rails Corporate Secretarial
globalcbtis.com
United States · Canada

AISCPay

FinCEN MSB · FINTRAC MSB
🌎

AISCPay is registered as a Money Services Business with FinCEN in the United States and with FINTRAC in Canada. It operates as a separate registered entity within the PayTok group.

US
FinCEN MSB
Canada
FINTRAC MSB
Money transmission ACH USD / CAD
aiscpay.com
Not a licensed entity
Vietnam · Technology Partner

越智通

Technology company (not licensed)
🇻🇳

越智通 is PayTok's technology partner in Vietnam — a local technology company (not a regulated financial entity) that handles technical integration, local partnerships and market access for PayTok products across Vietnam and Southeast Asia. No financial license held in Vietnam.

Entity type
Technology company
Focus
Local integration
Local integration Tech partnership No financial license
yuezhitong.com
Compliance Commitments

Trust, built in.

AML / KYC

Robust onboarding with sanctions screening and ongoing monitoring.

Audited

Independent annual audits and regulatory examinations.

Data Protection

GDPR & PDPA aligned, encrypted at rest and in transit.

Travel Rule

FATF Travel Rule compliant across our global corridors.